(Last Updated 12/22/2022.)
Rocketship Financial Corporation (“Rocketship”) provides you (“User”) with access to its website, content, resources, tools and systems for communication, technology platforms, and other services through its systems (the “Service”), subject to the following Terms of Service (the “Terms”).
By accessing or using this website or engaging in any form of communication with Rocketship, User comprehends and agrees to be bound by these Terms.
Terms and Conditions on any Advertised Offer
User may have received an offer to apply for financing (the “Offer”). This Offer is for an unsecured personal loan through the Rocketship Loan Program (the “Program”); loans may be funded by third party lenders and/or loan funding sources. Unsecured personal loans range between $1,000 and $50,000 and will vary according to creditworthiness. Rocketship does not guarantee that User will be approved for a loan or a particular loan amount, or by any particular lender. Rocketship does not endorse any particular lender, nor does it control the creditworthiness qualification eligibility criteria of any participating third-party lender or loan funding source. This service and offer are void where prohibited.
The Program may be unable to extend credit, if, among other reasons, and without limitation, after User responds to the Offer, the lender determines that User does not or no longer meets the criteria established prior to the Offer. The Offer may be accepted only by the person identified in the Offer. Account approval is subject to reverification of User’s credit history.
The Program may request verification of income and employment from User’s employer(s). Self-employed or commissioned applicants may be asked for the past two years of income tax filings. Alimony, child support or separate maintenance income need not be disclosed if User does not wish the Program to consider it as a basis for repayment.
Rocketship complies with the USA Patriot Act. When User responds and applies for a loan, Rocketship asks for identifying information and will request a consumer credit report which Rocketship will review to verify, among other things, User’s identity. Upon request, User will be informed the name and address of the credit reporting agency furnishing any such report. Subsequent consumer reports may be requested and used in connection with an update, renewal, or extension of credit.
User must be at least 18 years of age to accept the Offer.
If Rocketship receives User’s response after the expiration date, or the name and address on the Offer differ from the information User provides to Rocketship, Rocketship will treat User’s response as an application for an account that was not pre-selected. If User chooses to continue that application, a consumer report will be obtained to evaluate User’s application for credit.
Rocketship warrants that all Services will be performed in accordance with the general standards and practices of the industry. THE FOREGOING EXPRESS LIMITED WARRANTY IS IN LIEU OF ALL OTHER WARRANTIES AND CONDITIONS EXPRESSED OR IMPLIED, ORAL OR WRITTEN, CONTRACTUAL OR STATUTORY TO THE EXTENT APPLICABLE.
Modification of Terms and/or Services
Rocketship reserves the right to change any of the terms, conditions, and notices under which the Services are offered, at any time, for any reason, or for no reason. User is responsible for regularly reviewing these terms and conditions, including any modifications incorporated by Rocketship from time to time. User’s continued use of the Service constitutes User’s agreement to all such terms, conditions, and notices and applicable modifications
Rocketship reserves the right to modify or discontinue, temporarily or permanently, the Service (or any part of the Service) with or without notice at any time, for any reason, or for no reason. User agrees that Rocketship shall not be liable to User or any third party for any modification or discontinuance of the Service.
The Service may include advertisements and sponsorships and User acknowledges and agrees that these are necessary for Rocketship to provide the Service. User comprehends and agrees that Rocketship makes no representations or warranties about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services and related graphics contained within or produced by the Service for any purpose.
The Service may include e-mail(s), phone calls, and/or other message or communication facilities designed to enable User to communicate with others (collectively, “Tools for Communication”). User agrees to use the Tools for Communication only to post, send and receive messages and material that are proper, appropriate, and, when applicable, related to the particular Tool for Communication. User also agrees that User shall not make use of the Service for any commercial purpose, including reselling and/or co-branding/private labeling.
As a condition of User’s use of the Service User must not use the Service for any illegal purposes. User will be solely responsible for the contents of transmissions made by User or through User’s account through the Service.
User agrees not to use the Service to: (a) Obstruct or hinder the use and enjoyment of the Service by others, (b) Violate any applicable local, state, national, or international law or regulation, (c) Impersonate any person or entity, or falsely state or otherwise misrepresent User’s affiliation with a person or entity; (d) Interfere with or disrupt the Service or servers or networks connected to the Service, or defy any requirements, regulations or guidelines of networks connected to the Service, (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another’s privacy, caste related, ethnically or otherwise objectionable, (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless User owns or controls the rights thereto or have received all necessary consents to do the same, (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another, (i) “Stalk” or otherwise harass other users, collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless the Service specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of the Service. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.
Rocketship has no obligation to observe and monitor the Service. However, Rocketship reserves the right to review materials posted and to remove any material(s), with or without reason or notice. Rocketship also reserves the right to terminate User’s access to any or all of the Service, at any time, without notice, for any reason whatsoever or no reason. Rocketship reserves the right, subject to applicable attorney-client privilege and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part.
DEPENDING ON THE OTHER SERVICE(S) OR PRODUCT(S) PURCHASED OR ENROLLED IN BY THE USER, THE USER MAY BE SUBJECT TO ADDITIONAL AGREEMENTS AND LEGAL DISCLAIMER(S), WHICH WILL SUPERSEDE THESE TERMS WITH RESPECT TO THE SUBJECT MATTER FOR WHICH THE ADDITIONAL AGREEMENTS CONTROL.