How much debt do you owe?
This helps us provide you with personalized debt solutions.
- Be debt-free in as little as 24-48 months
- One significantly lower monthly payment
- No credit score impact to apply
FAQs
Find answers to the most common questions about our debt consolidation and settlement services.
Is collateral needed for loan approval?
No, Rocketship Financial does not require collateral for loan approval, so you don’t have to worry about liens on your property.
Does being pre-selected guarantee financing?
No, a pre-selected offer does not guarantee loan approval. It means you met certain credit criteria at the time of the offer, but approval depends on factors like changes in your credit history, income verification, and other conditions. Once you submit your application with the required documents, we will determine if you qualify.
How do Rocketship Financial's rates compare to credit card rates?
Most credit card rates are variable, meaning they fluctuate over time based on economic conditions, leading to accumulating interest on daily balances. This can make it difficult to predict how much you’ll end up paying.
Rocketship Financial, on the other hand, offers low, fixed-rate loans with a clear repayment schedule. Your rate stays the same for the life of the loan, so you’ll always know exactly when you’ll be paid off.
How is my interest rate determined?
Your interest rate is based on factors like your credit score, credit history, income, loan amount, and loan term. Since everyone’s financial situation is different, we assess your application to find the best possible options for you.
Is there a fee for paying off my loan early?
No, there are no fees or penalties for early repayment. In fact, paying off your loan early can save you money by reducing the total interest you pay.
What are the benefits of a loan?
A loan can help you simplify your finances by consolidating multiple payments into one fixed monthly payment. With a predictable rate and schedule, you can better manage your budget and work toward financial freedom.
How much can I borrow?
Loan amounts range from $5,000 to $100,000, with annual percentage rates (APRs) between 5.95% and 29.99%, depending on your creditworthiness. Approval is not guaranteed and is subject to credit and other eligibility requirements.
How we've helped others
Hear from real people who took control of their debt and regained their financial freedom.
